My Easy Realty provides VA loans and CalVet Loans to Vets living in, purchasing or refinancing homes here in Calfornia
Find out if you qualify for a CalVet Loan. How much do you qualify for?
It's easy to prequalify. Complete our online application and we will immediately begin your pre-qualification. Be sure to complete all of the requested information. Please be accurate on your income, debt and monthly payments--otherwise the prequalifcation amount may differ from the actual loan amount. Remember that there is a maximum loan amount of $521,250 on all CalVet loans.
Who is eligible?
Wartime-era and peacetime-era veterans are eligible. If you are currently serving on regular active duty, you are eligible. Eligibility requires service under honorable conditions. There are no prior residency rules--a veteran may have entered service outside California.
CalVet has the funds you need
Besides bond funds used to make CalVet loans, CalVet also has a limited amount of "unrestricted funds". These funds, together with the bond funds, will be used to provide loans to wartime-era veterans, regardless of when they served. Peacetime-era veterans are limited to Revenue Bonds for funding, which do have some restrictions. The prequalification review will determine whether there is a source of funds for your loan.
Checklist for your Prequalification
- Complete the Information form, answering all of the questions. (Our Prequalification Information form, in Adobe PDF format may be downloaded here. You may fill out form on your PC and print it, but unfortunately, this format does not allow a filled-out form to be saved to your disk.
You may receive a call for more information prior to your receipt of the Prequalification letter.
Eligibility Review
Eligibility is verified using your DD 214 - Release from Active Duty. If you do not have a copy click here. We can process your Prequalification request without the DD214, but you should start the process to obtain a copy now so that when you submit your loan application, loan approval will not be delayed. The prequalification letter will be subject to the review of your DD-214 at the time that you apply for the loan. If you are currently serving on Active Duty, you won't have a DD-214--we will require a Statement of Service from your Commanding Officer.
When you're ready to apply...
You may apply for your CalVet loan before, after or at the same time as your request for prequalification. When you're ready to apply, simply apply online. To help speed things along, start gathering the following information:
|