Many people today are finding that they are in a situation that they either do not understand the mortgage that they were lead into or decided on. Many others are just simply in a situation in which they are in a great need for help and are often not even sure where to begin. It is for both of these purposes that Dan offers free Mortgage Counseling, and is one of a select few Mortgage Brokers selected by the California Association of Mortgage Brokers for their Perserving Home Ownership Inititive as a PHOI Mortgage Counselor.

Mortgage Counseling offers clients many benefits:

• Homeowners who understand their mortgage are in a far better position to avoid the possibility of going into foreclosure than those who do not have a thorough understanding of what their mortgage will and will not do.
• For homeowners who are facing a possible foreclosure are able to change the outcome of their situation with the proper mortgage counseling. While the best person to deal with your lender will always be you, an experienced mortgage broker walking you through the process will make negotiation process run far more smoothly, and quickly. Additionally with the right assistance the odds of getting a Lender Modification are greatly increased in your favor.

The two biggest problem home owners face is they do not know what they are and are not able to do, and that they do not know where to begin. While there are many scam artists out there that will charge you thousands of dollars with out any guarantees of a positive outcome, you can get unlimited support for free from a trained professional that is sought out by elected officals.

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If you are one of the many home owners in need of assistance then please take the time to fill out the form below so that we can begin working together to ensure you don't have to expierence the loss of your home.